Terms of Service

Agreement to Terms

By accessing our website and using our calculators, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Calculator Usage

Our calculators and tools are provided for informational purposes only. By using them, you acknowledge that:

  • Results are estimates and not guaranteed to be accurate
  • Calculations should not be considered financial advice
  • You should consult with qualified professionals for specific advice
  • Market conditions and lending criteria vary and may affect actual costs

Intellectual Property

All content on this website, including but not limited to calculators, text, graphics, logos, and software, is our property and is protected by intellectual property laws. You may not:

  • Copy or reproduce any part of our calculators or content
  • Modify or create derivative works
  • Use our content for commercial purposes without permission
  • Remove any copyright or other proprietary notices

User Responsibilities

When using our website, you agree to:

  • Provide accurate information when using calculators
  • Not attempt to manipulate or damage our systems
  • Use the services in compliance with all applicable laws
  • Not use automated systems to access our calculators

Disclaimer of Warranties

Our services are provided "as is" without any warranties, expressed or implied. We do not guarantee:

  • The accuracy of calculator results
  • Uninterrupted access to our services
  • That our website will be error-free
  • The completeness of any information provided

Limitation of Liability

We shall not be liable for any damages arising from:

  • The use or inability to use our calculators
  • Decisions made based on our calculator results
  • Any errors in calculations or information provided
  • Technical issues or service interruptions

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after changes indicates acceptance of the updated terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Contact

If you have any questions about these Terms of Service, please contact us through our contact page.